Discover how credit scores and credit reports differ, why each is important, and how they impact your financial life.

Your score reflects both personal and business financial data, including credit history, revenue, time in business and any ...

April 04, 2025 – If you’re looking to assess your creditworthiness, you’ll want to get a credit report that includes your credit score. But how do you know which credit score will best reflect your ...

Your credit score plays a key role in whether you get approved for loans and credit cards, and just as importantly, in the interest rate you’ll pay on them. The best way to build a strong score is to ...

Lenders now approve more low-credit applicants using cash-flow underwriting, alternative data, updated scoring models and ...

ROANOKE, Va. (WDBJ) - Americans owe $1.142 trillion in credit card debt, the highest balance ever recorded, according to the latest consumer debt data from the Federal Reserve Bank of New York. In ...

Learn how subprime credit cards offer options for borrowers with poor credit. Understand their higher rates, credit limits, ...

Credit scores existed for decades before 1989. What changed that year was the introduction of the FICO score, the first generic credit scoring system. Previously, lenders developed and used their own ...

Kevin Payne is a contributor to Buy Side from WSJ and personal finance expert specializing in credit cards, student loans and travel. Staff Senior Editor, Buy Side from WSJ Reina Marszalek is a staff ...

A low credit score shuts many doors. Personal loans become expensive or unavailable. Regular credit cards are declined ...

If you have student loans, you may want to check your account. Experts suggest millions of federal student loan borrowers will start to see an impact on their credit score. After COVID, loan ...