Learn how health insurance covers preexisting conditions under the Affordable Care Act, ensuring you get necessary coverage without higher premiums.

Before switching from a fully insured group health plan to a self-funded plan, organizations should take several factors into account.

Woman's World has affiliate partnerships. We receive compensation when you click on a link and make a purchase. Learn more! If you're turning 65 or planning for Medicare, you may have heard about "Medigap" - extra coverage that helps fill in the holes left ...

Insurance provides financial protection by covering risks like accidents, health issues, or property loss, helping individuals and businesses manage uncertainty.

Share on Pinterest Open enrollment for the health insurance market plans runs from November through mid-January. Abraham Gonzalez Fernandez/Getty Images Healthcare experts expect monthly premiums for health insurance plans purchased through the Affordable ...

Over the past century, the proportion of health-care services purchased through insurance—as opposed to directly by patients—has surged, thanks to the exemption of employer-sponsored benefits from income and payroll taxes. This has encouraged a great ...

As Americans are becoming increasingly concerned about the cost of health insurance, with price hikes for many plans expected next year, experts have told Newsweek when it could be cheaper to cover health costs out of pocket without paying for health ...

Forbes contributors publish independent expert analyses and insights. Joshua Cohen is a Boston-based writer who covers health policy. Most Americans enrolled in employer-sponsored commercial insurance, Medicare and the Affordable Care Act exchanges will ...